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• Never bounce a check again! Guard your checking account with overdraft protection using a Suncoast Visa, personal line of credit, money market or savings account.
• Access to your account is free – over the phone, online, at ATMs or in the lobby!
• Choose “credit” instead of “debit.” It gives you the security of a credit card purchase, but the funds are still debited from your checking account.
Check Cashing Services

Suncoast is pleased to offer the Member Cash Services Program, a low-cost alternative to expensive check cashing outlets or payday lenders. For just $5 per month Suncoast will cash qualified checks1 and provide up to 12 free money orders each day. This is a significant savings when compared to check cashing outlets and traditional payday lenders that usually charge a percentage of each check cashed.

  • Cash your qualified check.
  • Access 12 free money orders each day.
  • Process up to $100 in coins each day.
If the main reason you need a financial institution is to cash checks, this program will save you money. You are required to keep $5 in your share savings account to access Suncoast's check cashing services. However, members maintaining more than $100 combined daily share deposit balance or those with other account relationships will not be charged the $5 fee but will still have access to the benefits of Member Cash Services.

The $5 fee will not be applied to members meeting any of the following criteria:
If you or anyone you know uses expensive check cashing outlets or payday lenders, Suncoast should be considered instead. The Member Cash Services Program provides complete check cashing services from a trusted source - your credit union!

For more information call the Members Contact Center at 800-999-5887 or visit any Suncoast Service Center.