Managing your money today for a secure tomorrow.   Related Rates:     Savings & Deposit Products   Other Rates:     Consumer Loan Products - Mortgage Products -  Fee Schedule Checking Accounts Regular Checking Minimum to Open: $25.00 Rate Type: Variable Dividend Rates: Account Balance Dividend Rate *APY $0.00 - $999.99 $1,000.00 and greater The Regular Checking has a minimum to open of $25.00 . The dividends are compounded Daily and credited Monthly Effective as of: 7/17/2012. Rates are variable and may change after the account is opened. Teen Checking Minimum to Open: $5.00 Rate Type: Variable Dividend Rates: Account Balance Dividend Rate *APY $0.00 - $999.99 $1,000.00 and greater The Teen Checking has a minimum to open of $5.00 . The dividends are compounded Daily and credited Monthly Effective as of: 7/17/2012. Rates are variable and may change after the account is opened. Choice 55 Checking Minimum to Open: $25.00 Rate Type: Variable Dividend Rates: Account Balance Dividend Rate *APY $0.00 - $999.99 $1,000.00 and greater The Choice 55 Checking has a minimum to open of $25.00 . The dividends are compounded Daily and credited Monthly Effective as of: 7/17/2012. Rates are variable and may change after the account is opened. TERMS AND CONDITIONS MAY CHANGE WITHOUT NOTICE *APY = Annual Percentage Yield  Fees may reduce the earnings on accounts.