Want to learn more about Suncoast Free Smart Checking? Here you will find all the details about this totally free account featuring a free debit card, no monthly fees, rewards points and free money for local schools! 1. Open your membership account and checking account. If you're already a member, download and complete the application and mail it to Suncoast or stop by any of our 53 convenient locations. 2. Switch your direct deposit, automatic transfers and automatic withdrawals associated with your old account to your new Suncoast Smart Checking account. Find direct deposit and automatic transfer forms that will assist you in this process. You will need your new checking account number and/or your new debit card number and Suncoast's routing number (263182817). 3. Close your old account with your former bank. Our Account Closing Request Form can assist you. Before you close your old account it is important to verify that all outstanding transactions on your old account have cleared and direct deposits have been transferred. If you need additional assistance to make the switch, call (800) 999-5887 and an expert from our Switch Team will be happy to help you! Thanks for making the switch to Suncoast Schools Federal Credit Union, where smart people keep their money! You will need Adobe Reader, which can be downloaded for free at www.adobe.com.