With higher dividend rates than a regular savings or money market account, Suncoast has terms to fit your financial needs. Select a certificate from 6 to 60 months with a minimum initial deposit and minimum balance of $500.

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Think you don't have enough money or discipline to start saving for the future? Well, Suncoast now offers an easy way to save and earn higher interest than a regular savings account – with the new "Smart Start Certificate."

Open a Smart Start Certificate with just $50 and a commitment to at least a $40 per month (just $10 per week) payroll deduction or automatic transfer.

Within 12 months, you'll have saved $500, which you can then roll over into a traditional certificate account. Best of all, the Smart Start Certificate currently earns 0.25% annual percentage yield* - significantly higher than regular savings.

You get higher earnings, easier automatic savings, and pride knowing you are on the road to establishing a nest egg and developing good savings habits.

Do the smart thing and start saving today... with the Smart Start Certificate!

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To open a new certificate, call the Members Contact Center at 1-800-999-5887, extension 87500, or send a secure email through SunNet by clicking "Email" at the top of the screen. If you elect to email, you will need to include the account from which the funds are to come, the term (number of months), and whether you wish to have the dividends added to the certificate or transferred to another deposit account. You may also visit one of our branches to open a certificate account or to speak with a Members Service Representative with certificate account questions.

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