Whether you need a credit card for everyday transactions, overdraft protection, emergencies or major purchases, Suncoast can help. All Suncoast credit cards offer ScoreCard® Rewards bonus points, a low interest rate and no balance transfer or cash advance fees!

Every time you use a Suncoast Visa credit card for purchases, you earn bonus points. One point is earned for every $1 spent in net purchases. Redeem points for valuable brand-name merchandise and exciting travel rewards. Use your credit card for all your purchases and see how quickly the points add up! To redeem points and learn more, visit scorecardrewards.com.

  No fees for balance transfers, cash advances or using convenience checks.

  Cardholders receive a 25-day interest-free grace period on all new purchases.

  Using your Visa when renting a car provides you with free auto rental insurance to protect you in the event of damage due to collision or theft.

  Purchase plane tickets with your Visa and receive common carrier travel insurance at no charge.

  Access your credit card account 24 hours a day, 7 days a week, for cash advances, inquiries and payments online through SunNet or over the phone on SunTel at (800) 999-5887.

  Low minimum monthly payments - only 2% of balance or $10, whichever is greater.

  0% Liability of Fraud. If fraud does occur, the cardholder will not incur any losses.

  Apply now for your Suncoast Visa credit card!

• Rewards Platinum Visa- as low as 8.9% APR for purchases, 10.9% APR for cash advances, balance transfers and convenience checks. Credit limit $500 to $30,000.
• Rewards Classic Starter Visa - 12.9% APR for purchases, 12.9% APR for cash advances, balance transfers and convenience checks. Credit limit $300 to $500.
• Rewards Student Classic Visa - 12.9% APR for purchases, 12.9% APR for cash advances, balance transfers and convenience checks. Credit limit $500.
• Rewards Share Secured Visa - 14.9% APR for purchases, 14.9% APR for cash advances, balance transfers and convenience checks. Credit limit $500 to $2,000.
  With a Rewards Share Secured Visa credit card, members without established credit or with past credit challenges can enjoy a low rate credit card by pledging their share savings or certificate account to secure the card.

Download the Cardholder Dispute Inquiry Form

Annual Percentage Rate (APR) for Purchases Other APRs: Cash Advances & Balance Transfers Classic Starter Student Classic Rewards Platinum as low as Share Secured 12.9% 12.9% 8.9% 14.9% Effective: 12/1/2009 Effective: 12/1/2009 Effective: 12/1/2009 Effective: 12/1/2009 Classic Starter Student Classic Rewards Platinum as low as Share Secured 12.9% 12.9% 10.9% 14.9% Effective: 12/1/2009 Effective: 12/1/2009 Effective: 12/1/2009 Effective: 12/1/2009

Grace Period for Repayment of Balance for Purchases Method of Computing the Balance for Purchases You have 25 days calculated from the statement closing date to repay your balance for purchases before finance charges will be imposed. Average Daily Balance (including new purchases)

Minimum Finance Charge Balance Transfer Fee Cash Advance Fee Over Credit Limit Fee Late Payment Fee None None None None $25 at 5th day after due date or closing date whichever comes first Annual Fees $0 all VISA Cards Other Fees Rush Card Fee - $25.00 Return Check or ACH fee - $29.00 Convenience Check and Balance Transfer Stop Payment Order - $20.00 Lost/Stolen Replacement Card - $5.00 Statement copy - $2.00 per statement copy Excessive research fees - $15.00 per hour Other APRs The Credit Card Disclosure Information is accurate as of December 2009; however, the information may have changed after that date. For up-to-date information, please call (813) 621-7511 or 1-800-999-5887, or write the Credit Union at P.O. Box 11904, Tampa, Florida, 33680