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Home Equity VISA Platinum

Enjoy the benefits of an Equity Line of Credit with the convenience of credit card access!

  • Establish your line of credit up to $50,000 for needs you have now or for those in the future.

  • Convenient access anywhere VISA is accepted.

  • Principal and interest payments based on the money you have advanced.

  • Common Carrier insurance $500,000.

  • Card Registration Service.

  • Auto Rental Insurance.

  • Travel and Emergency Assistance.

    • Lost Luggage Assistance.

    • Legal Assistance.

    • Medical Assistance.

    • Various other types of Assistance are available.

  • Competitive variable interest rate (Adjustable rates are subject to an increase in rate and payment after the loan is closed).


  • Index is Wall Street Journal Prime Rate.

  • The annual percentage rate can change quarterly on the first day of January, April, July and October. The rate cannot increase or decrease more than .5% percentage point at each adjustment. The maximum ANNUAL PERCENTAGE RATE shall not exceed the lesser of 6% over the initial rate or 18%. The ANNUAL PERCENTAGE RATE will not go below the greater of 4.5%; which is considered the floor, or 6% below the initial rate.


  • Applicable coverage of homeowners, flood and windstorm insurance is required.




Steps for a Home Equity Loan





TERMS AND CONDITIONS MAY CHANGE WITHOUT NOTICE
*APR = Annual Percentage Rate.
 Annual percentage rates may vary.
 Annual percentage rates may change during loan terms on variable rate products.
 Membership and / or participation fees may apply. Inquire about specific fees for a product through your credit union.