• Qualified members enjoy special interest rates on loans for computer equipment. • Member’s Insurance Center, LLC can provide quotes for your homeowners insurance. • Suncoast offers GAP and Extended Warranty products at lower costs than car dealers. Construction to Permanent Mortgage Financing Program Options: Adjustable Rate Mortgage (ARM) - 3/1 and 5/1 ARMS available. Guidelines: Loans can be used for the construction of primary residence only. Property must be located in the State of Florida. The maximum loan amount is $417,000. The maximum Loan-to-Value (LTV) is 70%. Also available 100% with Sponsorship Program. The home must be built by a licensed residential general contractor, approved by the Credit Union. A single closing for construction and permanent financing avoids duplication of closing costs. Rates are determined by the product chosen. The rate applies during both the construction phase and for the loan repayment term. Construction is to be completed within 8 months. Exceptions may apply. Please contact the Mortgage Contact Center for details at 1-800-999-5887 extension 86391. Interest only payments are required during construction. Payments are due when draws are advanced to builder. Escrow for property taxes and hazard insurance is required at the final closing. The borrower is responsible for all property tax and hazard insurance payments that are due during the construction phase. Your payment amount may increase after closing based on changes to your annual property tax and hazard insurance amounts. The origination fee is $1,000. The inspection fees are $105 for each inspection required. Normal underwriting guidelines apply. Terms or conditions may change without notice.