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Your Credit Union offers low rate loan products with competitive terms. Your actual rate and term will be based on your personal credit qualifications.


  Related Rates:

  Other Rates:     Savings & Deposit Products - Mortgage Products -  Fee Schedule PDF document. Requires Adobe Reader version 5.0 or higher.


Boats

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
New Boat/Motor/Trailer 6.00% *APR Fixed 144 Months
Present Calender year model and previous three calender year models. Personal Watercraft 60 months maximum
Payment Example: 144 payments of $9.77 per $1,000 borrowed based upon a 6.00% APR.

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Used Boat/Motor/Trailer 6.00% *APR Fixed 144 Months
Four to Seven calender year models as of January 1st. Personal Watercraft 36 months maximum.
Payment Example: 144 payments of $9.77 per $1,000 borrowed based upon a 6.00% APR.




Computers

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Computer 9.00% *APR Fixed 36 Months
Payment Example: 36 payments of $31.93 per $1,000 borrowed based upon a 9.25% APR.



Harley Davidson Loans

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
New Harley Davidson MC 1.75% *APR Fixed 60 Months
Other rates and terms up to 72 months are available.
Present calendar year model and previous Ten calendar year models .
Rates vary based on term.
Maximum loan amount $35,000.
Maximum terms available only on present and three previous year model.
Payment Example: 60 payments of $17.42 per $1,000 borrowed based upon a 1.75% APR.

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Older Used Harley Davidson MC 1.75% *APR Fixed 60 Months
Other rates and terms up to 72 months are available.
Four to ten calendar year models as of January 1st. Rates vary based on term.
Payment Example: 60 payments of $17.42 per $1,000 borrowed based upon a 1.75% APR.



Motorcycles

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
New Motorcycles 6.00% *APR Fixed 60 Months
Present calender year model and previous three calender year models. New A.T.V. 60 months maximum.
Payment Example: 60 payments of $19.34 per $1,000 borrowed based upon a 6.00% APR.

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Used Motorcycles 6.00% *APR Fixed 60 Months
Four to Seven calender year models as of January 1st. Used A.T.V. 60 month maximum
Payment Example: 60 payments of $19.34 per $1,000 borrowed based upon a 6.00% APR.



Personal Line of Credit

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Personal Line of Credit 9.50% *APR Fixed 0 Months
Maximum loan amount $20,000. Payment amount is 3% of the balance owed on the account.


Pledges (Certificates / Shares)

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Pledge - Certificate Pledge 2.00% *APR Variable 144 Months
Secured with certificate pledge - Annual Percentage Rate is variable and is based on the Base Rate of 2% plus the Dividend Rate of the Account being Pledged.
Maximum Amount Financed: Up to available balance on share certificate (100% of face value)
Payment Example: 144 payments of $7.82 per $1,000 borrowed based upon a 2% APR.

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Pledge - Share Pledge 2.00% *APR Variable 144 Months
Secured with share (savings) pledge - Annual Percentage Rate is variable and is based on the Base Rate of 2% plus the Dividend Rate of the Account being Pledged. -
Maximum Amount Financed: Up to share balance
Payment Example: 144 payments of $7.82 per $1,000 borrowed based upon a 2% APR.



Recreational Vehicles (RVs)

 Product Name Rates As Low As Type Maximum Terms
New Recreational Vehicles Loan 6.00% *APR Fixed 180 Months
Present calendar year model and previous three calendar year models.
Maximum term available only on present and one previous year model. Maximum of $100,000.00
Payment Example: 180 payments of $8.45 per $1,000 borrowed based upon a 6.00% APR.

Used Recreational Vehicles Loan 6.00% *APR Fixed 180 Months
Maximum of $100,000.00
Four to seven calendar year models as of January 1st.
Payment Example: 180 payments of $8.45 per $1,000 borrowed based upon a 6.00% APR.


Signature Loan (Personal)

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Signature 10.25% *APR Fixed 60 Months
Standard no collateral loan.
No collateral required for these loans.
Maximum loan amount $20,000.
Payment Example: 60 payments of $21.50 per $1,000 borrowed based upon a 10.50% APR.



Stocks / Bonds

 Product Name Rates As Low As Type Maximum Terms Periodic Rate
Stocks/Bonds 10.50% *APR Fixed 60 Months
Maximum amount 60% of stock value.
Must provide original stock certificate.
Payment Example: 60 payments of $21.51 per $1,000 borrowed based upon a 10.50% APR.




TERMS AND CONDITIONS MAY CHANGE WITHOUT NOTICE
*APR = Annual Percentage Rate.
Subject to term and credit qualifications
Annual percentage rates may vary.
Annual percentage rates may change during loan terms on variable rate products.
Membership and / or participation fees may apply. Inquire about specific fees for a product through your credit union.