Residential Lot - Suncoast Schools Federal Credit Union

• 1st mortgages are available for qualified members in Mississippi, Virginia, Georgia, Tennessee, Alabama, North and South Carolina.

• Qualified members enjoy special interest rates on loans for computer equipment.

• Member’s Insurance Center, LLC can provide quotes for your homeowners insurance.

Residential Lot

An updated Residential Lot program provides for up to 60% of the appraised value on the purchase price, whichever is less. The maximum available loan amount is $100,000.

Attractive 144 month term financing with rates as low as 6.75% *APR.

Contact a loan officer at any service center, or call our Members Contact Center at (813) 621-7511 or 1-800-999-5887.

Residential Lots

Product Name	Rates As Low As	Type	Maximum Terms	Periodic Rate
Residential Lot Variable	6.75% *APR	Variable	144 Months

Maximum loan amount is $100,000. The maximum Loan-to-Value (LTV) is 60% of appraisal or purchase price, whichever is less. Residential Lot loans can only be used for future home construction within the first twelve (12) months for primary residence or second/vacation homes after which the rate will increase by 1% for the remainder of the loan term.
Effective as of: 9/21/2007

Residential Lot Fixed	7.75% *APR	Fixed	144 Months

Maximum loan amount is $100,000. The maximum Loan-to-Value (LTV) is 60% of appraisal or purchase price, whichever is less. Residential Lot loans can only be used for future home construction within the first twelve (12) months for primary residence or second/vacation homes after which the rate will increase by 1% for the remainder of the loan term.
Effective as of: 9/21/2007

TERMS AND CONDITIONS MAY CHANGE WITHOUT NOTICE
*APR = Annual Percentage Rate.
Subject to term and credit qualifications
Annual percentage rates may vary.
Annual percentage rates may change during loan terms on variable rate products.
Membership and / or participation fees may apply. Inquire about specific fees for a product through your credit union.