Mortgages
Suncoast mortgages offer a lot more than just great rates. With low fees, quick
closings, home insurance, flood insurance and a whole lot more… it's easy to
see why a Suncoast mortgage is so smart!
Choose from a wide variety of financing options for home
purchase or refinance:
- Great for home purchases or refinances. Fixed rate
mortgages offer stability and security from fluctuating interest rates.
Payments may increase each year based on a required escrow account for property
taxes and hazard insurance.
- Adjustable rate mortgages
are variable and your annual percentage rate is subject to increase after the
initial period of 3 or 5 years. The interest rate will thereafter adjust each
year based on an index plus a margin, subject to annual caps of 1.50% with a
lifetime maximum cap of 5.0% over the initial rate. The initial rate is not
based off the index plus margin that future interest rate changes are based on.
- Use this mortgage to purchase homes in other
states! These mortgages are available with or without PMI, depending on your
down payment amount.
- Similar to our Out-of-State Mortgage, this product
allows for the purchase of a second home or vacation home in a number of
designated states. It may be used in conjunction with our Sponsorship Mortgage
Program and can be used for either purchase or refinance.
- Perfect for members who have
hired a general contractor to build their home.
- Find out more about mortgages for residential
lots, mobile homes and land, and home equity loans.
- This unique mortgage is designed to help borrowers purchase
a home with minimal or no money down plus closing costs. Allows members to
pledge other assets in lieu of a down payment; the pledged asset may also be
offered by someone other than the borrower.
Visit the Online Mortgage Center to apply now or learn more
about mortgages, refinancing, prequalification, preapproval, interest rates,
products and the mortgage process.
For an estimated amortization and payment calculator,
click here.
- If you currently have a mortgage with Suncoast and are
looking for a lower interest rate or change in terms but would prefer not to
refinance, click here
to learn more about Suncoast Mortgage Modifications.
Suncoast can also help you with Homeowners, Condo, Renters or Flood Insurance!
Through our subsidiary, Members Insurance Center, LLC, members and non-members
have access to an array of insurance products at highly competitive rates. Click here for more
details or to request a quote.