Credit Card Rates - Suncoast Schools Federal Credit Union

Your Credit Union offers low rate credit card products with competitive terms. Your actual rate and term will be based on your personal credit qualifications.

Other Rates: Savings & Deposit Products - Mortgage Products - Fee Schedule

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Annual Percentage Rate (APR) for Purchases

Other APRs: Cash Advances & Balance Transfers

Classic Starter	Student Classic	Rewards Platinum as low as	Share Secured
12.9%	12.9%	8.9%	14.9%
Effective: 12/1/2009	Effective: 12/1/2009	Effective: 12/1/2009	Effective: 12/1/2009

Classic Starter	Student Classic	Rewards Platinum as low as	Share Secured
12.9%	12.9%	10.9%	14.9%
Effective: 12/1/2009	Effective: 12/1/2009	Effective: 12/1/2009	Effective: 12/1/2009

Grace Period for Repayment of Balance for Purchases	Method of Computing the Balance for Purchases
You have 25 days calculated from the statement closing date to repay your balance for purchases before finance charges will be imposed.	Average Daily Balance (including new purchases)

Minimum Finance Charge	Balance Transfer Fee	Cash Advance Fee	Over Credit Limit Fee	Late Payment Fee
None	None	None	None	$25 at 5th day after due date or closing date whichever comes first
Annual Fees
$0 all VISA Cards
Other Fees
Rush Card Fee - $25.00 Return Check or ACH fee - $29.00 Convenience Check and Balance Transfer Stop Payment Order - $20.00 Lost/Stolen Replacement Card - $5.00 Statement copy - $2.00 per statement copy Excessive research fees - $15.00 per hour
Other APRs
The Credit Card Disclosure Information is accurate as of December 2009; however, the information may have changed after that date. For up-to-date information, please call (813) 621-7511 or 1-800-999-5887, or write the Credit Union at P.O. Box 11904, Tampa, Florida, 33680

TERMS AND CONDITIONS MAY CHANGE WITHOUT NOTICE
*APR = Annual Percentage Rate.
Annual percentage rates may vary.
Annual percentage rates may change during loan terms on variable rate products.
Membership and / or participation fees may apply. Inquire about specific fees for a product through your credit union.