403(b)(7) Tax Sheltered

403(b)(7) Tax Sheltered Accounts

Please select your county below to download the packets. Each new account packet includes all necessary documents to open your account. The forms are PDF files and require Adobe® Acrobat® to download.

Please complete, sign and mail, fax or return all forms to:

Suncoast Trust & Investment Services
950 W. Fletcher Avenue
Tampa, FL. 33612

403(b) Enrollment Kit

403(b) Contribution Forms

403(b) Service Forms

As a school district employee, you have the opportunity to participate in special savings and investment programs unavailable to the general public. One program, called a 403(b) Tax-Sheltered Account (TSA), invests your payroll-deducted contributions into a custodial account. You do not have to pay income tax on the amount you contribute, or on any subsequent dividends earned, until the funds are distributed to you. You can start your contributions with as little as $25 per pay period.

Tax Advantages

Contributions are deducted pre-tax from your paycheck.
Growth and earnings accumulate tax-deferred.
What will be the effect on my paycheck?

Contribution Limits for 2009

100% of your gross income or $16,500 whichever is less.
Age 50 or older can contribute an additional $5,500.
Employees with 15 or more years of service may be eligible for an additional $3,000 catch-up contribution.
403(b) Savings Calculator

Other Features

Diverse group of no-load mutual funds and Lifestyle Asset Allocation Models.
24/7 access through Internet or toll free telephone.
Tax-free transfers from existing 403(b)(7)'s or other retirement plans.

Our experienced advisors can help you plan for your secure retirement. Contact us online for a complimentary consultation, contact a specific Financial Representative, or call 1-866-300-9382.

Suncoast Trust & Investment Services is a marketing name used when offering and selling securities products and services through CUNA Brokerage Services, Inc. (CBSI) or trust products and services through MEMBERS Trust Company (MTC). Representatives are registered, securities are sold, and investment advisory services are offered through CBSI, member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. These representatives may also be employees of Suncoast Schools Federal Credit Union (Credit Union) who accept deposits on behalf of the Credit Union. MTC and CBSI are each under separate contract with Credit Union to make securities and trust services available to members. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by Credit Union. CBSI is a registered broker-dealer in all fifty states of the United States of America.

FR050912-1620