Disclaimer: This is for presentation purposes only and is not an actual client portfolio. Securities products offered are not FDIC nor NCUA insured and are not obligations or deposits of, or guaranteed by, any bank, credit union, or savings institution and involve investment risk including the possible loss of principal. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund and segregated fund investments. Please read the prospectus before investing. All rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions (for mutual funds) and do not take into account sales, redemption, distribution or optional charges or income taxes payable by an owner that would have reduced returns. Past performance is not indicative of future results. The information above is obtained or compiled from sources we believe to be reliable. We do not gurantee that such information, will be free from errors, omissions, whether human or mechanical, nor do we guarantee their timeliness, accuracy, or completeness. Updated 3/31/2006