DOCUMENTS WE NEED FROM YOU TO REFINANCE YOUR HOME

• Copy of first mortgage balance statement for all existing mortgages on subject property (unless your mortgage is with SSFCU).
• Copy of current Homeowners insurance policy.
• Copy of current Flood insurance policy, if property is located in flood zone.
• Copy of original owners title insurance policy (discounted title insurance fees may be available with submission of this policy to title company).
• Copy of Warranty deed (unless your mortgage is with SSFCU).
• Copy of last Tax Assessment.
• Most recent pay stub from all current employment, on all applicants
  

DOCUMENTS WE NEED FROM YOU TO PURCHASE A HOME

• Real estate sales and purchase agreement for the property being purchased, with all addendums included. Contract should be signed and dated by all buyers and sellers.
• Most recent pay stub from all current employment, on all applicants.
• If monies for closing cost are on deposit with another institution, please include a copy of your last bank statement from that institution.
• If a portion of your monies will be in the form of a gift, please request a gift affidavit from the Mortgage Call Center or your local Suncoast Service Center. The donor of the monies must complete this affidavit. A copy of the gift check or the deposit receipt must accompany this affidavit.
• Name, address and telephone number of landlord, if presently renting.
  

If you are using other income to qualify for this loan, please include verification of this income. Examples of verification could include a Social Security, Retirement or VA benefits award letter. If alimony and or child support is being used, please attach a copy of the divorce decree and/or property settlement. If rental income is used, we will need a copy of the signed rental lease and a complete copy of your tax returns for the last year.

Other documentation may be required based on the requested loan product.